Advising on compliance with federal and state banking laws including Truth in Lending, Equal Credit Opportunity, and Community Reinvestment Act obligations.
Supporting RIA compliance programs, fund formation, and regulatory filings under the Investment Advisers Act and Investment Company Act.
Structuring program agreements between fintechs and bank sponsors for lending, payments, and deposit products, including regulatory risk allocation.
Advising on the legal aspects of ABS, CLO, and mortgage securitization transactions including pooling and servicing agreements.
Navigating state money transmitter licensing, card network rules, and federal payments regulation for payment processors and wallet providers.
Managing CFPB examination readiness, complaint handling, and compliance with consumer financial laws including TILA, RESPA, and FDCPA.